Fundtron Capital Limited is a fintech company into fixed income, trading in stocks, bonds both in the primary and secondary market; credit and real estates.
We are recruiting to fill the position below:
Job Title: Credit Officer
Location: Lekki, Lagos
Employment Type: Full-time
Job Description
- Facilitate business growth through the sales of products across, personal, business, and co-operative clients.
- Explain different loan options available to clients.
- Identify and prospect clients through market segmentation with a focus on an industry and/or sub segment applying a narrowed focus to client acquisition.
- Establish, develop, and manage a strong pipeline and network of clients for our products/services.
- Cross-sell customised products and services with the objective of meeting clients’ unique needs to achieve financial objectives.
- Develop and maintain relationships with clients to provide quality services.
- Foster beneficial and long-term relationships with new and existing clients to retain and attract new businesses.
- Employ a variety of means to keep abreast of industry trends and company product knowledge.
- Deliver increasing deposit portfolio performance and provide regular reports.
- Develop customised on-boarding options and solutions for clients to suit their individualized needs.
- Determining whether prospective customers are creditworthy, developing credit scoring models, authorizing, and refusing loans, negotiating payment arrangements, and revising the business’ credit policy.
- Assess clients’ financial status, and conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness to repay loan.
- Maintain updated records of loan applications, and manage client database.
- Monitor progress of existing loans.
- Must have in-depth knowledge of credit analysis and be an expert with accounting software.
Requirements
- Bachelor’s Degree in any related discipline.
- Strong customer orientation.
- 2 years work experience as a Credit Officer, Loan Officer, or similar role.
- Outstanding analytical Abilities.
- A good ability to communicate.
- Strong interpersonal abilities.
- Attentive to detail.
- The capacity to handle challenging circumstances.
Application Closing Date
7th March, 2023.
Method of Application
Interested and qualified candidates should send their Resumes to: careers@fundtroncapital.com or enquiries@fundtroncapital.com using the Job Title as the subject of the mail.