Credit Officer at Fundtron Capital Limited

Fundtron Capital Limited is a fintech company into fixed income, trading in stocks, bonds both in the primary and secondary market; credit and real estates.

We are recruiting to fill the position below:

Job Title: Credit Officer

Location: Lekki, Lagos
Employment Type: Full-time

Job Description

  • Facilitate business growth through the sales of products across, personal, business, and co-operative clients.
  • Explain different loan options available to clients.
  • Identify and prospect clients through market segmentation with a focus on an industry and/or sub segment applying a narrowed focus to client acquisition.
  • Establish, develop, and manage a strong pipeline and network of clients for our products/services.
  • Cross-sell customised products and services with the objective of meeting clients’ unique needs to achieve financial objectives.
  • Develop and maintain relationships with clients to provide quality services.
  • Foster beneficial and long-term relationships with new and existing clients to retain and attract new businesses.
  • Employ a variety of means to keep abreast of industry trends and company product knowledge.
  • Deliver increasing deposit portfolio performance and provide regular reports.
  • Develop customised on-boarding options and solutions for clients to suit their individualized needs.
  • Determining whether prospective customers are creditworthy, developing credit scoring models, authorizing, and refusing loans, negotiating payment arrangements, and revising the business’ credit policy.
  • Assess clients’ financial status, and conduct a thorough loan analysis to ascertain customer’s payment capacity and willingness to repay loan.
  • Maintain updated records of loan applications, and manage client database.
  • Monitor progress of existing loans.
  • Must have in-depth knowledge of credit analysis and be an expert with accounting software.


  • Bachelor’s Degree in any related discipline.
  • Strong customer orientation.
  • 2 years work experience as a Credit Officer, Loan Officer, or similar role.
  • Outstanding analytical Abilities.
  • A good ability to communicate.
  • Strong interpersonal abilities.
  • Attentive to detail.
  • The capacity to handle challenging circumstances.

Application Closing Date
7th March, 2023.

Method of Application
Interested and qualified candidates should send their Resumes to: or using the Job Title as the subject of the mail.


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