Credit and Analytics Lead at Branch International


Branch delivers world-class financial services to the mobile generation. With offices in the United States, Nigeria, Kenya and India, Branch is a for-profit socially conscious company that uses the power of data science to reduce the cost of delivering financial services in emerging markets. We believe that everyone, everywhere deserves fair financial access. The rapid spread of smartphones presents an opportunity for the world’s emerging middle class to access banking options and achieve financial flexibility.

We are recruiting to fill the position below:

Job Title: Credit and Analytics Lead

Location: Lagos, Nigeria
Job type: Full Time
Category: Credit & Analytics Experienced

Job Overview

  • Branch launched in Nigeria in early 2017 and has seen rapid adoption and growth. As a company, we are passionate about our customers, fearless in the face of barriers, and driven by data.
  • In this role, you will help to solve analytical problems across the organization and grow profitability by proposing product and strategy changes.
  • You will make data-driven decisions to optimize performance in various areas across the product, growth, and operations strategy.
  • As the lead, you will help the team achieve their goals through servant-style leadership, removing roadblocks, and clear communication.


  • Monitor performance and drive changes in credit policy of our Nigeria portfolio to optimize profitability and reach growth targets
  • Collaborate with data science, product, marketing, collections, and engineering to propose experiments and policy changes
  • Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
  • Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
  • Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis


  • 8+ years of relevant experience
  • Fluent in SQL and Excel. Proficiency in R/Python, or similar statistical analysis tool, is a plus
  • Previous experience in analytics and/or quantitative modeling, using large datasets
  • Experience in analyzing, visualizing, and communicating impactful insights to management, investors, and/or auditors
  • Strong strategic thinking and problem-solving skills
  • Enthusiasm for working across cultures, functions, and time zones

Benefits of Joining

  • Mission-driven and fast-paced, entrepreneurial environment
  • Competitive salary and equity package
  • A collaborative and flat company culture
  • Fully-paid Premium Plan medical coverage
  • Generous vacation policy
  • Generous child bonding leave policy
  • Pension Benefit and Life Insurance
  • Discretionary trips to our offices across the globe, with global travel medical insurance (when it’s safe to travel!)
  • Flexible working hours
  • Weekly team meals and social events (virtual for now!)

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online


  • Branch International is an Equal Opportunity Employer.
  • The company does not and will not discriminate in employment on any basis prohibited by applicable law.
  • We’re looking for more than just qualifications — so if you’re unsure that you meet the criteria, please do not hesitate to apply!


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