Corporate Loan Manager – Private Sector at Alert Microfinance Bank

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Alert Microfinance bank is a leading financial service provider with core mandate of providing affordable, flexible financial and non-financial services to SME, Private and Public Sectors.

We are recruiting to fill the position below:

Job Title: Corporate Loan Manager – Private Sector

Location: Lagos Mainland, Lagos
Employment Type: Full-time

Job Description

  • A Corporate Loan Manager at Alert Microfinance Bank is responsible to drive business generation, customer acquisition, evaluation and processing of private sector loans while leading a team of private sector loan officers to helping qualified customers acquire private sectors loans in a timely manner.

Job Responsibilities

  • Drive business generation, customer acquisition, marketing, evaluation and processing of private sector loans Interview loan applicants to determine financial eligibility and feasibility of repayment of loans
  • Determine all applicable ratios and metrics and set up loan payment plans
  • Complete loan contracts and counsel clients on policies and restrictions
  • Opening loan applications Conducting loan analysis by visiting the business and household of clients
  • Visiting the business /employer of guarantors and preparing a complete loan assessment according to the bank’s credit procedures
  • Presenting loan proposals to the credit units and informing the client about the decision of the credit units
  • Ensuring punctual repayments of acquired loans from clients, contacting and visiting all parties based on needs
  • Ensuring high quality standards of the bank’s credit portfolio
  • Ability to meet and exceed targets while actively working to increasing business portfolio and client’s base.

Skills

  • Detailed and target oriented
  • Excellent team spirit and communications skills
  • Excellent Human Relations and Inter-personal skills
  • Goal oriented.

Key Requirements

  • Minimum of B.Sc. or its equivalent in Marketing or related field.
  • Minimum of 3/5 years Microfinance Banking cognate experience in marketing and disbursement of loans to salary earners.
  • Sound Risk Management experience and knowledge of source deduction.
  • Ability to disburse loans in large volumes without default to employees in the private sector (Private Companies Employees)
  • Experienced in repayment tracking and loan collection without a day default

Salary
Very Attractive.

Application Closing Date
6th May, 2022.

Method of Application
Interested and qualified candidates should send their CV to: hr@alertmfb.com.ng using “Corporate Loan Manager – Private Sector” as the subject of the email.

Note: Only qualified candidates will be shortlisted.

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